I did everything they asked and had a credit score of 673 which is average but close to good. I have worked hard to restore my credit and believed them when they said I was "pre-approved".
I asked for a minimum debt consolidation amount, and over 40 people agreed to fund me.
Then Lending Club erased all the commitments and said my credit was not good enough.
I am pissed because I am trying to do the right thing, followed their rules, gave them accurate information, and was sucked into the pre-approved thing and an email that said, "YOUR LOAN HAS BEEN FUNDED!" Bunch of liars! Work harder, find money elsewhere and forget this sorry bunch of scammers.
Product or Service Mentioned: Lending Club Loan.