Lending Club Reviews
Lending Club Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Lending Club has a 2.0 star rating based on 148 customer reviews. 40% would likely recommend. Consumers report high price levels, concerns about privacy and data security, and many seek a solution to their issues.
Key Takeaways for Future Customers
- Peer to peer lending concept appeals to some borrowers.
- Friendly customer service reps reported by several users.
- Check Lending Club reviews and verify offers before sharing bank details.
- Expect fees and watch for billing or autopay terms.
Negative Feedback / Risk Areas
- Frequent customer complaints about fraud or scam attempts and deceptive advertising.
- Reports of upfront fees, taxes demanded, and unexplained charges.
- Processing mistakes, refund delays, and autopay/billing errors.
- Poor responsiveness from customer service on many accounts.
Positive Feedback
Some customers were satisfied with representatives and the peer to peer lending model and found staff courteous and helpful.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Lending Club has a 2.0 star rating based on 148 customer reviews. 40% would likely recommend. Consumers report high price levels, concerns about privacy and data security, and many seek a solution to their issues.
Key Takeaways for Future Customers
- Peer to peer lending concept appeals to some borrowers.
- Friendly customer service reps reported by several users.
- Check Lending Club reviews and verify offers before sharing bank details.
- Expect fees and watch for billing or autopay terms.
Negative Feedback / Risk Areas
- Frequent customer complaints about fraud or scam attempts and deceptive advertising.
- Reports of upfront fees, taxes demanded, and unexplained charges.
- Processing mistakes, refund delays, and autopay/billing errors.
- Poor responsiveness from customer service on many accounts.
Positive Feedback
Some customers were satisfied with representatives and the peer to peer lending model and found staff courteous and helpful.
Media from reviews
Phoenix, Arizona
Paying taxes on the loan
- - The staff say upfront payments are not required.
- - A 250 upfront payment was requested before funds; 150 insurance paid, but no funds released.
I've talked to several of Happen Bank representatives and they tell me "THATS NOT HOW WE DO BUSINESS". We don't ask for money up front.
So why is this guy from Lending Clubs unsecured loan department telling me that I have to pay 250 dollars before the money is released. I've paid for some insurance it coast 150 dollars up front and 45 minutes later I was supposed to be receiving my money is what some women from lending club told me.
I paid and received nothing but a phone call from that guy telling about state taxes it's the state. 250 dollars needs to be paid on my end.
User's recommendation: Everybody situation is different. So you make your own choices in life in business in your social affairs. Be careful and be sure you have a clear understanding before it's to late
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Euless, Texas
I believe i was a victim a fraud...
Dont trust a company that doesn't care enough about customers being scammed to even check in on the situation.
I believe I was a victim of fraud through your company. I was contacted by an individual on the phone and sent documents to e-sign for a loan in the amount of $5,000.
I have the document saved on my phone. They actually got into my bank account, but luckily there was nothing in there but a dollar. Duh...
I'm trying to get a loan for a reason! But they have all my info, and I'm sure I'll be seeing fraudulent stuff on my credit report before too long.
Preferred solution: A real loan!
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Des Moines, Iowa
I was sent a image from lending club...
I was sent an image from Lending Club approved for loan options. Phone number 415-483-****, Marry White, loan officer. I checked; she is a scammer, so I need to report.
Preferred solution: Full refund
User's recommendation: Check lending club official site happy bank scam
Lakeville, Minnesota
I need a loan for unxspected bill can you help
Dear sirs i need a 6000 dollar loan cant seem to find anyone that well do so can leanding club help at all please let me know soon thanks charles Reiter
- Very helpfull
- Can usly help if you aresdy have loan
Preferred solution: At the very lest a 5000 doller loan if posablle
User's recommendation: These guys can usly help you out
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Pittsburgh, Pennsylvania
Great opportunity interest a bit high
- - System only allows one credit card payment and asks for $5,200.
- - I want to pay four or five cards with that amount but don’t know how; please help.
I'm trying to finish a loan, and I'm trying to put in my payments to my credit cards, but it will only allow me to put in one credit card payment and keeps telling me to put $5,200 into that one card. I wanted to pay off four or five cards with that $5,200, and I'm not sure how to go about that.
It will not let me do it, and any help would be greatly appreciated. Thank you.
Preferred solution: My loan
Braddock, Pennsylvania
Satisfied
Overall pleased with the representative and the answers to the questions she gave me! I am to receive a follow up in one to two days and hopeful that my issue will be resolved
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerThey don't deserve a rating. They are nothing but thieves and liars who steal people's money
- - They charge for loan insurance without providing details.
- - The reviewer alleges fraud and that the company is unhelpful.
They take money from people without any regrets. They say it's for insurance on your loan but give you no information about it.
They are nothing but thieves and liars stealing money from people who don't deserve it. Just trying to find some way to help my situation financially now because of them getting away with fraud my situation is far worse! Do not trust these people, especially [PERSON_NAME], [PERSON_NAME], or [PERSON_NAME].
This company is useless. They will not help you, only themselves stealing your money.
User's recommendation: DO NOT DO BUSINESS WITH THEM THEY ARE NOT A REAL BUSINESS FULL OF THIEVES AND LIARS
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerI want to talk to a person, not on a machine!
Everything has gone computerized and I am still i. The stone age.
I want a person to talk.
I would like a monthly bill sent to my house. I am getting hacked repeatedly and do not want to do business through my phone or bank.
User's recommendation: Have the. Send a monthly bill
Cranston, Rhode Island
If I pay loan off before end date is it less money
Representative was most helpful.My questions were answered clearly & representative was polite & courteous.
User's recommendation: Yrs
Houston, Texas
My credit card consolidation was not paid.
I don't know what happened, but it's not looking good.
Preferred solution: I applied for a loan to pay off a credit card and it wasn't delivered.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer - - Opened a Lending Club savings account with a $12,500 mobile deposit; the account was closed and funds sent to Delaware as abandoned for 3 years.
The issue has not been resolved. Every time I called them they tell me something different, I asked to speak to a manager and they hang up on me multiple times. So I am still out of almost $13,000.
The next day, they closed my account and kept my money. I have been calling them and got different answers all the time. Now they are saying that my life savings were considered abandoned funds and were sent to the State of Delaware for 3 years. I have never been there or lived there.
This has been the only communication with them. How can you just keep my money with no communication, no explanation? This has been one of the most stressful experiences of my life.
I want my money. It is not yours to keep; show me where I gave you the right to keep my money.
- Are thieves
Preferred solution: Full refund
They did not keep your money. Transactions over ten thousand dollars face extra scrutiny.
(a federal requirement). It sounds like appropriate verification was not provided. The only reason Delaware is mentioned is that more than likely was the location of the source of your attempted deposit. You need to contact whoever issued the funds.
If you don’t, after three years it is considered abandoned and sent to the state treasury.
This bank did not “keep” your money. It was returned to the issuer and never deposited.
Replying to
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Washington, District Of Columbia
I was scammed for money by someone in your company
- - They took $300 from my bank account for a Go2 bank card.
- - Money was said to be in my account, but it was in my name.
- - Now I owe the bank; call 628210****.
They took money from my bank account to buy a go2 bank card 300.00 dollar. They said they put the money in my account but had my bank put it in there in my name.
Now I owe the bank. The #of the person I talk to is 628210****.
Miami, Florida
I wish to return half my loan and the other $15,000 I want use for my expanding business.
I will not be cleared for implant surgery. I'm scheduled for major surgery and it will be a year to recuperate! I was seeking the return of $15,000 and the other $15,000 used for a personal loan.
Preferred solution: I would like to return $15,000.00 and use the remaining $15,000. For my medical expenses.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerNo answer on my phone call
No answer on my phone call too much of a hassle to get a hold of somebody. Im a new customer and Im totally lost here. Im trying to find out why one of my credit cards is not paid off.
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerSCAM ARTISTS!! THEY DING YOUR CREDIT AND HOLD YOUR FUNDS!
- - Denied at first; no letter, email showed approval 12/18/24; funds sent to four accounts; updated to 12/26/24; transfer failed (R01) with no notice.
Lending Club released the funds after me making several complaints to multiple agencies, coincidentally.They persisted in saying that they attempted to transfer the funds. Yet, they haven't honored my request in providing me with proof of the transfers.Therefore, I requested an adjustment to the interest on the loan and a refund of the Origination fee.
Absolutely not!
On 12/26/24, I contacted Lending Club to find out where my funds were. I was advised that they tried to send the funds to one of four bank accounts listed which I had requested to be removed in 2023. I updated the bank account to be deposited on 12/26/24. On 12/27/24, I called and spoke with an agent who informed me that my new account was approved and that my funds would be transferred within 1-4 working days.
On 12/31/24, I called and was informed that the funds were transferred to my new bank on 12/27/24; however, my bank rejected the transfer and provided Lending Club with an error message of R01. Lending Club never notified me by phone, text, email, or mail that my transfer wasn't successful. On 12/31/24, I called my Bank and was informed that there weren't any pending or prior transfers for me in the last three months. She requested a Federal Reference Number from The Lending Club.
I called back and requested all the FRNs from the alleged transfers to my banks. She stated that the back office didn't have an FRN and that someone would call me from their back office.
On 01/06/24, I hadn't received an email, call, or fund from Lending Club. From December 26, 2024, through 2023, I requested all my banking accounts to be removed from my account, except for the draft account. Even after my three previous accounts with Lending Club were closed, I was advised that my bank accounts couldn't be removed.
I was informed that I signed a contract stating that the banking information belonged to Lending Club. On December 26, 2024, I advised the representative that I spoke with that I would have to make a complaint with agencies, because I didn't want my bank accounts present on my account. I also advised the representative that one of the accounts had been closed for over four years. The next day, only the closed account was removed from my account, other than the Autopay account.
Lending Club hasn't met their contractual agreement with me by providing me with funding.
Their customer service is horrible! They also haven't provided me with an FRN to prove they attempted to transfer the funds to me. I took out the loan to pay off the interest debt on my credit cards.
While I await the funding, the interest rates are still accruing, and I was provided with a first payment date of 01/17/24.
And, of course Credit Karma won't allow me to post this review on their website. They're probably all in cahoots.
- Dont release funds
- Horrible customer service
- High origination fees
Preferred solution: Immediate funds, Origination fee refunded, the contract reworked to coincidence with the funds being released; and for Lending Club to my my credit card interest that's accrued while waiting on my funds from them.
User's recommendation: BEWARE! GET A LOAN FROM ANYONE BUT LENDING CLUB!
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerI don't think they're a real company I'm getting calls saying they're lending Club how do I verify lending Club is a lending Club
I got calls from lending Club they said wanted to give me a loan, supposed to email me a form to fill out never received it. How do I verify who is a true lending Club banker
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I received the same thing