Didn't really need the loan so much as wanteds to consolidate a loan with higher interest and a car loan into one payment. Large income and NEVER out of work in 40 years.
Pre- approval letter came. I guess I was pre approved for refusal. Never late on two small loans but had credit issues 6 years ago. Did they check ANYTHING when they PRE APPROVED me.
Good thing i wasn't desperate hey? Waste of my time and good mood. Apparently,even though they solicited my business and told me I was pre approved that was hog wash. You are welcome to send me an offer telling me GOOD LUCK WE MIGHT GIVE YOU SOME MONEY BUT PROBABLY NOT offer.
Looks to me like they could save money if they actually gave loans to preapproved people. Oh wait, that's just a scam isn't it?
Product or Service Mentioned: Lending Club Loan.
Reason of review: Not as described.
Preferred solution: stop sending false offers of preapproval when there is NO SUCH OFFER.