I received a letter in the mail stating I was pre-approved.I didn't need the loan, but thought putting my 2 credit cards on one payment that would be automatically paid from my checking account would be nice.

I looked online first for reviews about LendingClub. The reviews were mixed, but there were a lot of them stating LendingClub would not communicate with you and that they would remove your loan approval without letting you know. Most of the reviews I seen were older ones, so I took a chance hoping by now they had improved their costumer service by now. I was wrong.

First it said online I was approved for a loan almost 3 weeks ago for $X amount. I didn't need that much and it gave me different choices for lesser amounts. I submitted everything they asked for right away and sat around waiting for the loan to get deposited like they said it would. I kept checking to see what the status was online, and it just said the next step would be for the money to get deposited into my account.

Well today the status online was changed to "removed". So like all the other reviews I seen, not only do they not communicate with you, but yes, they also will remove your loan approval without letting you know. Just a simple generic email stating it was removed would've been nice and halfway professional.

It is not worth the headache of dealing with this company and just a waste of time.Luckily I did not need the loan from them so no loss for me, but if you are in the position of needing a loan and need the money ASAP, steer clear of LendingClub and go through your local bank/credit union where not only will they communicate with you, but where you'll get the money you need within a reasonable timeframe.

Review about: Lending Club Loan.

Reason of review: Poor customer service.

Had an Experience with Lending Club?

Write a review


Terms of Service
Post Comment
Laguna Hills, California, United States #915435

I seen? dumb hick.

Hayward, California, United States #908864

I went through exactly the same thing...im furious!Now they have all my perso nail information.

I feel like this company is NOT legit.BEWARE people...dont do it!

San Francisco, California, United States #908793

Hi, we're sorry to hear that you had this experience.

We want to connect but don't have a way to reach you. Could you please call our Member Support line at 888-596-3157 or send an email to support@lendingclub.com with a number or email address where we can reach you? We're staffed 6 AM to 5 PM PST, Monday through Saturday.

Thanks, Lending Club

You May Also Like

Sheffield Financial - SHEFFIELD'S PAYMENT SCAM?? LATE WHEN YOU'RE NOT Sheffield Financial "First let me say my credit score is over 800. I purchased my first house 2 months ago and began paying my bills through an online bill payer for convenience..." Read more Nationstar Mortgage - I have been a Nationstar client for several years, why are they asking for my SS# ? Nationstar Mortgage "I have been a Nationstar Mortgage client for several years. I went online to make my mortgage payment today, as I have done for the past few years, and they..." Read more Lending Club - Abysmal 'Investment' Lending Club "I decided to give a small amount of money the opportunity with Lending Club. They recommend 100 notes, all I have to say is I'm glad I did not do..." Read more Lending Club - FALSE Approval. Scam. RUN! Lending Club "Lending Club screwed up my credit with false information. DO NOT USE!! Sent me an "instant offer" in the mail. Said that I was preapproved for a personal loan for..." Read more Time Warner Cable - Zero help when you call Time Warner Cable "On not one but two separate occasions I have received calls and voicemails from time warner cable after 9pm. FTC mandates do not permit calls before 8am and after 9pm...." Read more Toyota Financial - They have messed up my credit by over 100 points that will cost me $1000's over my lifetime Toyota Financial "A 30 year military veteran and 12 year Toyota owner, I planned to purchase another when my current Toyota needed replacement. I can tell you that will not happen! I..." Read more Usaa - Unbelievable Usaa "Recently I was involved in an accident where upon approaching a light another driver who was stopped behind a much larger vehicle pulled out at the last minute in front..." Read more Iboats - Return Box was torn so denided Iboats "Yes I ordered a drive shaft that was supposed to be short shaft. Box came and corner of box was torn no biggie opened found out it was the wrong..." Read more