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4 comments

Lending club contacted me through mail. I responded and filled out the online app.

They sent emails that the loan was being funded and encouraged me to finish sending the personal information. Once I had sent it they denied the loan. I bought a car and they said I shouldnt have done that a month before the application? Credit score 725 debt to income 25 percent and I shouldnt have bought the car?

Bad company its a scam.

They quote find the loan to get you to put your information in then deny it. They were quoting a higher rate than it shouldve been and I questioned it.

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Guest

I'm pretty sure buying a car will tip the scales on any credit report which will make you a less favorable borrower. Are you made now?

Guest

I had bad experience with Lending Club. Offers came via mails and once applied to consolidate my debts, it denied.

Guest

You agreed to buy a car before having the money secured to buy a car. That's 100% your fault.

Guest

How are they making money off of this supposed scam? Yes, it's an evil plan to deny EVERY loan -- they'll make millions.

Seriously, they have their underwriting standards, and apparently buying the car gave you too much debt or something like that.

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