Lending Club
Reviews and Complaints
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Verified ReviewerThis is a legitimate company but beware of this scam
I received an email with the Lendingclubfinancial logo and it looked legit - until I scrutinized the email address:
lendingclubfinancial2006@***.com - so I played along and they want you to fill out a jot form - they asked the usual questions - until they had the audacity to ask me for my bank ID and password - oh, I gave them my ID - Gophuckyourself (Except I used a different spelling - and my password was: Scamartists@***3.
- Are a bona fide company
- There is a fake company out there posing as lendingclubfinancial
Preferred solution: No, because I was paying attention
User's recommendation: DO NOT BE FOOLED - there is a bona fide financiallendingcompany - but have a look at the web address
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer | Prayagraj, Uttar PradeshIssues with my loan
Dear sir
I have cheated by lendenclub. (app name is INSTAMONEY ) sir I have taken money by this app I have pay her emi in every month . Actually I have submitted an advance EMI of month of November in app I have pay also by using Paytm on 19 October I have transection I'd also but in app there is nothing mention that I have submitted an a advance EMI they showing due date is over we will add charges but I have submitted emi so why I give please take action against this app my contact number is +91 9569****97
Transaction I'd 329263****55
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerTransfer money
Yes I have an with y'all the card number ending in 9603 there was a deposit made of 245 on the July 10.2023 that I need sent back to my cashapp
Preferred solution: Full refund
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Verified ReviewerMy loanAG7107
The phone never rang, nobody ever answered. I need to speak to somebody regarding my loan. My loan number is AG 7107.
Preferred solution: I need to find out when the funds will be deposited into my checking account. My approval code is AG7107.
User's recommendation: Answer the phone
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer | Dhaka, DhakaI am calling to talk about my loan
actually i am 23/09/2023 date off my create lone in your company,,,,,i am wrong personal impormation,,, bt change the correct impormation solved from fee deposited 1,10,000 BD taka i give for your customer service,,,bt 1mounth ago i have no solution,,, so i need your companys help for my lone,,,,really i am financial coz in this time,,,,so sir plz help me,,,i am a poor man,,,,,
actually i am 23/09/2023 date off my create lone in your company,,,,,i am wrong personal impormation,,, bt change the correct impormation solved from fee deposited 1,10,000 BD taka i give for your customer service,,,bt 1mounth ago i have no solution,,, so i need your companys help for my lone,,,,really i am financial coz in this time,,,,so sir plz help me,,,i am a poor man,,,,,
Unauthorized transction
NNo one answer me when I start to chat with a person , I told her , I wanted to speak to someone cause they have my 200 dollars pending off of a transaction that was cancel, then she tell me to spend a dollar to speak to someone, thats bs, Im canceling my account and I wouldnt never recommend nobody
- Took way too long for approval and funding
Preferred solution: Full refund
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Verified ReviewerMisled by several employees over the past few weeks
I applied for a loan with LendingClub. I was rejected.
I sought, signed and accepted a loan with a different company and moved on. Until I unexpectedly received an email that my LendingClub payment was going through.. I was confused and panicked, and called LendingClub right away because I couldn't afford both and had acted under the information that I received - that the loan was rejected - and sought another loan. I was told that I could cancel and I began the process of cancelling, and that I needed to repay the initial amount that had gone out to my personal account and my creditors within 30 days.
I called LendingClub about twice a week after this action to touch base about my cancellation, because I kept getting scary email reminders and I was assured that my cancellation was on track and that I could even seek an extension if my creditors were slow in repaying the amount back to me to be returned.
My final creditor issued my refund in the form of a check - and it wasn't going to make it to me within the 30 days allotted, so I told LendingClub that I indeed needed an extension.
Numerous LendingClub employees assured me over recorded phone calls that I was on track for an extension and that I needed to call when I received the check.
But today I noticed my first loan payment had cleared from my account - so I called again in a panic to let LendingClub know there was a mistake and that I was still awaiting one final refund.
And I was suddenly told there was no such thing as a loan cancellation extension, despite several employees assuring me over the past month that there was.
They're telling me that my only option is to pay the full amount (with interest) and said that they'll deal with the employees who (in my words) "misled" me about there being an extension.
But they said there is no such thing and that they would deal with these employees separately, but that it would no way impact my loan repayment.
LendingClub willfully miscommunicated loan repayment and cancellation terms with me on several occasions over the course of more than 30 days. To my enormous detriment and to their gain - they're going to get a lot more money from me as a result of their lies.
- No customer service above escalation
- Misleading deadlines
- Untrained employees
Preferred solution: Full refund
User's recommendation: Go with someone else, absolutely go with another lender.
Trying to get a payoff
Couldnt get a 30 day pay off online because the website doesnt allow for the letter to be sent. So I needed to call customer service.
- Quick approval
- High interest rates and only website access
Preferred solution: 30 day payoff
User's recommendation: Keep the phone number handy.
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Verified Reviewer | San Francisco, CaliforniaThere is no number low enough for this place
I tell you, this place is full of lies deception, and flat out imposters.i applied for a loan with the place above and I received a email saying I was qualified to get this loan. So as I began my conversation with this company I found it to be false on all fronts when I began asking questions about the loan they were like we'll send you a certain amount of $ to start butt please send that $ back to me and then they would send the loan money to me
So I asked where will I send it back to and then he kept saying they were good and for me to trust him
(Flagg) he was trying to access my account and luckily my bank alerted me
Be careful because a scammed offer was presented to me.
Be advised they have a answer to every question you ask. Negative 5000 stars because everything I qualify for a loan it ended up being a SCAM!!DTA
- Could be real people there to truly help you
Preferred solution: I would like to see all these scammers have this happen to them
User's recommendation: Be 100 sure of who you give your personal information to
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerCash app deposit
Money was taken out of my cash app $56 and I need some cents was taken out and need to be put back in I need to have someone to do it ASAP
- Cash app
Preferred solution: Full refund
User's recommendation: I would not recommend it for all the customers
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerCash app deposit
I accidentally hit cash out on cash app to an account I no longer have access to and need to refund back to my cash app if possible
Preferred solution: Full refund
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer | Onalaska, WisconsinEmi paid but system not showing
Autodebit emi was not done on schedule date, so I repaid emi through manual from my phone pay app, so kindly let me know whether my emi deduction has taken by you, or not, kindly update my payment done. Send me a mail. Am damn worried.
Preferred solution: Emi deduction update mail
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Verified Reviewer | Phoenix, ArizonaNeed info on my account
A deposit was made from my cashap account accidentally i would like to know what kind of account do I have with you
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Verified Buyer | Multan, Punjab ProvinceHave not received my loan
Sir i have no recived loan money
Loan post &loan much I have one loan recived & no recived loan much 3500
User's recommendation: Normal
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Verified Reviewer | Los Angeles, CaliforniaNeed info on my account
I don't know this account information can you explain to me what kind of account is a deposit was made by my cash app accidentally please call me this
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File a complaint with your state Attorney General. They did me the same way and have tried to delay my cancellation.
They said it should be taken back from my checking tomorrow.
Regardless, I am filing a complaint. What they’re doing cannot be legal.