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Lending Club

Lending Club
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www.lendingclub.com
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Deirdre F Csh

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Fraudulent credit reporting

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AI Highlights
  • - Medical hardship plan: 3 months, 250 per loan; I paid.
  • - Declined 14,000 'privilege' fee; 250 for 3 months; paid early; want American contact.

Please have consumer affairs contact me. I was working with you on my loans in June fro a medical hardship payment plan for 3 months of half payments.

I was told to make the half payments of 250 per loan. I did so. Then you presented me with a plan that would cost my 14,000 for the "privilege" and paying 250 for 3 months. I of course declined this fraud and paid.

I was so disgusted that I actually paid off 2 of the loans in full over a year early as I discovered that lending club was convicted in 2022 of these very practices and ORDERED to make 18 million dollars in compensation to consumers you defrauded. Obviously its back to business committing the same fraud that you have already been convicted of. I demand that I receive a call by an American in this country, not from India or Pakistan where you have hired cheap labor to defraud the consumer and failing to correct their false reporting. I do not want to be routed to strangers in impoverished countries to do your dirty work.

I have reported this to consumer affairs and the FTC.

I see that you have been convicted of these fraudulent activities and forced to make 18 million dollars in restitution. You have not learned your lesson and I am not going to be disparaged and falsely accused of a late mark on my credit when I have paid you over 30,000 dollars in bogus interest and other extreme fees.

Loss:
$14
Cons:
  • Have to pay 18 million in restitution for scamming consumers

Preferred solution: Full refund

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Betty M Occ

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I received a congratulations on loan approval, but I don’t know if it’s for real.

AI Highlights
  • - Concern the loan offer isn't from the company; the text is from a different number.
  • - A verification deposit is required to be sent back before the loan is deposited.
Updated by user Dec 13, 2024

My phone number is 478-278-****

Original review Dec 13, 2024

I just want to make sure that the offer is coming from you. The number that I received the text from is not the number here.

I was told that there would be a verification deposit into my account and I will have to send the deposit back to the company before my loan could be deposit. Is this normal?

Preferred solution: I just need clarification on how getting approved and the correct procedures!

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Mohammad A Wzy

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker San Francisco, California

HORRIBLE ONLINE LOAN COMPANY,

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AI Highlights
  • - Fees: origination, double docs, taxes, credit boost, plus $375 funding.
  • - No red flags found after checks; Social Security, all 3 bureaus, and bank.

You pay origination fee to start, then documentation fee, ( I paid twice). Taxes on loan amount, boost your credit fee, remove a red flag on your credit and I talked to Soc Sec, all 3 credit bureaus, and my bank - no red flag on anything, then oh no it has been too long so need another $375 today to fund and I tried to call you back three times, no calls from their number on my caller ID.

I am elderly woman who has now contacted BBB, Fed Trade Commission, Dept Of Justice, FBI IC3 Dept to file and made file complaint, Identify Thief Dept and anyone else I can think of.

Should be in jail for Elderly Felony Abuse! DON'T DO BUSINESS WITH THEM - SCAMMERS!!!

Loss:
$2900
Pros:
  • No pros
Cons:
  • Scammers
  • Hugh cons

Preferred solution: Full refund

User's recommendation: AVOID AVOID - DEPLORABLE COMPANY!!

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Daquarius Oft

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I couldn't reach them by phone or email.

AI Highlights
  • - I filled out a loan app and was told I was approved.
  • - A supposed loan officer asked me to change banks; Lending Club had a sample with my loan ID.
Lending Club - I couldn't reach them by phone or email.

I was scammed. I thought I filled out an application for a loan and was approved.

Then someone that said they were a loan officer contacted me and said they don't do business with the bank I listed, so I gave them a different one.

They said the money would be deposited the next day. I read good things about Lending Club, so I felt confident until I saw a sample of a loan application online from them that had the exact loan ID number as the one the assigned to me.

User's recommendation: I believe that any is possible with God but it has been my experience that if it seems to good to be true, it usually is.

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1 comment
Guest

You weren't scammed, you just don't know what the F you're doing. You clearly don't understand their business model.

Anonymous
map-marker San Salvador, Departamento De San Salvador

Ayuda en la billetera

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Dice que tengo el desembolso pero no se como retirarlo me solicita una contraseña de retiro esa no se porque no la e adquirido

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Jaya Vmf

Checking account change.

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The customer service representative was very professional and made the changes needed in a professional and quick manner.

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Dina M Yti

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Incompetence

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AI Highlights
  • - Two loans paid off 5/3/2024; funds overpaid were deposited to an old account.
  • - Refund mailed as a check after date changes; no faster option.

had two accounts/loans with Lending Club that were paid off on 5/3/2024. Lending Club had my PNC account direct payments set up for nearly a year..

When the loans were paid off, apparently , they tried to deposit overpaid amount into an account that I used a year ago and did not use for the direct payments with them for a year!. When I called, 1st time they informed me that I should have my refund on the 5/13/2024, 2nd time I called, they said on the 5/16/2024, 3rd time I called I should get it on the 17th, 4th time I called they informed me that they used the wrong account and now they will just mail a check and it will take 5-7 business days for me to receive it. It will take us to 5/24/2024. 21 DAYS AFTER THE LOANS WERE PAID OFF.

They didnt offer overnighting the funds nor direct depositing into a correct account that they had no problems taking monthly payments from! Update: today, 5/24/2024, they informed me that it actually will be 21-28 days for the refund. Are you serious now? Never ever will I give them my business and would never recommend them to anyone else.

Incompetent doesn't come close to describing this company!

I did contacted BBB. Sadly, it makes no difference.

Cons:
  • High interest rates and unacceptable customer service

Preferred solution: Acknowledgment of their mistake and apology. Waiting for the refund over 20 days and provided different information every time when contacting them is unacceptable.

User's recommendation: Find another lender. Read other customers reviews.

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Dustan K

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker San Francisco, California

Money lending

I want to borrow money ,from you run my education ,,, I'm in college ,, so I dont have money to pay for tuition in case I will end up of dropping out.

Preferred solution: Deliver product or service ordered

User's recommendation: Would be interested with this company

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Tyler B Twt

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Horrible service

Horrible service, their rates are way too high and they try to hide extra charges for no reason. In the end, they overdrew my account.

There's a fraudulent report on my credit score.

When you try to contact corporate, all they give you is a mailing address and they never respond. I would not recommend this company to anyone.

Preferred solution: Full refund

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Anonymous
map-marker Vancouver, Washington

Why did I talk to a representative

I spoke with a ms Lucy Williams of lending club stated I was approved for up to 8000 dollars

I went to check my rate online and was denied a loan can you please explain to me what in the actual *** happened here ..I applied for a loan knowing they are not the best choice but affordable

And of course theres zero communication now

User's recommendation: Unless robbing a bank is against your beliefs I would take that route over doing business with lending club

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Harry L Wfr

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Verified Reviewer
| map-marker Phoenix, Arizona

Fraud

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I believe someone was impersonating lending club I was offered alone but was told I would have to pay money up front. Can you tell me if there was a Martin Thomas that works for lending club?

And if can you tell me if this is a legitimate number 415-800-****. Thank you very much for your time

Loss:
$175
Pros:
  • Easy online app
Cons:
  • Online app hard to verify if real

Preferred solution: An actual loan

User's recommendation: Please verify that it is a true employee.

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Helena B Cpe

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker San Francisco, California

Death Certificate

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Hello. My name is Helena Boettcher and I am the account beneficiary.

My husband, Thomas Boettcher, is the sole account holder because my "invitation" application to be a joint holder was denied (Note: my husband agreed to open our savings and checking account because I wanted your high yield savings). Via USPS I mailed all legal documents over night with signature required to you One Harbor St. Boston MA location and it was picked up. I am unable to talk with your Death Certificate department, will you please ask whomever to contact me about sending me the checks and closing the account.

Thank you. -Helena Boettcher

Thomas Robert Boettcher

Helena Janet Boettcher

5602 Wildamere Drive

Pine River, MN 56474

helenajboettcher@***.com

Loss:
$40
Pros:
  • Easy application approval
Cons:
  • Unable to access money

Preferred solution: Full refund

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Harry L Wfr

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker San Francisco, California

Fraud

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Offered a loan that was fraudulent.

Tried resolving it with customer service and contacting anyone who would listen, which wasn't many, but no result

Loss:
$175
Pros:
  • Easy online app
Cons:
  • Easy online app hard to verify

Preferred solution: Actual loan

User's recommendation: Make sure you're talking to a real lender. Remember none of them ask for money upfront or to get prepaid cards to pay for anything.

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Anonymous
map-marker Los Angeles, California

They never gave me because they are fraudulent instead if sending you your approved loan they want you to pay for the money

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I got approved for a loan signed all documents and signed and sent back for them to complete which they did but they want me to send money to them in order for me to have my loan and I reread the whole documents and no where did it state that!!so I find them to be fraudulent in all aspects of their work they so call provide so I went to civil lawyer.

User's recommendation: Do not recommend them at all they are liars

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Carlos D Vti
map-marker San Francisco, California

Somebody filled out an application with my name and information on your site. Now I’m getting bombarded with loan offers via text, voice mails and calls. Please delete my contact information.

Delete any loan applications filled out under my name Carlos J. De Keon, 31 Winter Wheat Place, Spring,Texas 77381.

Preferred solution: Remove my contact info from any loan application filled out under my name.

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