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Don't be scammed with LendingClub. When you apply to credit card, they provide 0% APR for 12 months or so, and points as you spend money.

LendingClub? No 0% APR, and yet, actual APR goes up after fees! My situation: I had 705 credit score and APR was 14%. AFTER ORIGINATION FEE, APR JUMPS TO 18% when my chase credit card charges me 12.99% after 12 months with 0%.

Also, once the loan is originated, there is no customer service from them, but once you miss one payment, they make sure to charge you with fees like late payment, non successful payment fees?!!

Sooner or later, people will know about the truth of their operation that this is same as those payday loan scammer!

Review about: Lending Club Loan.

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Anonymous
Tucson, Arizona, United States #879634

If you have a credit score of 705 and can get a better credit card, why in the world are you even looking at lending club? Places like lending club and personal loans are for people that can't get good credit.

Besides, if it's not what you were looking for, then go somewhere else. Shop around, don't just call them a scam.

They tell you all the details before you commit.

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