Lending Club
Reviews and Complaints
After origination fee, your actual APR becomes worse than credit cards
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Verified Reviewer | Pima, ArizonaLending Club - No problem here
What gives with Lending Club? More than they are telling you...
Lending Club - Aplication Charge Review from Miami Gardens, Florida
This is scam after 10 days all the docs i was told no
Lending Club - Loan Review from Brooklyn, New York
LC is honest and upfront
LC says on their website (read the investor part) that they accept only 10% of loan applications so they are completely upfront about it.
They cater to a very specific segment of the population that is credit safe but pays high interest on credit cards. This segment is offered a lower rate and the ability to refinance which is both a brilliant financial play as well as a good social service.
I agree that it would be great if credit could be extended to higher risk segments of the population but accusing LC of scamming because that's not part of their business model is ridiculous.
Review from Millville, New Jersey
Do not ever use LENDING CLUB big rip off
UNBELIEVBLE
Lending Club Loan Review
Online Review Review
GREAT Experience
Lending Club - Account Review from New York, New York
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer | Milwaukee, WisconsinLending Club - Customer Service Review from Milwaukee, Wisconsin
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If you have a credit score of 705 and can get a better credit card, why in the world are you even looking at lending club? Places like lending club and personal loans are for people that can't get good credit.
Besides, if it's not what you were looking for, then go somewhere else. Shop around, don't just call them a scam.
They tell you all the details before you commit.