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I have a 719 credit score. I have $38000 in my savings. Almost $3000 in my checking. No late payments on anything. I applied for a $4000 personal loan 10 days ago. I was fully funded and submitted all paperwork within 15 minutes. I have been in final review this whole...
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#1052072
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Applied for a loan was approved for $24,000.00, took $18,000.00 Completed the "to do" list and fully funded before the to do list was even completed. From time of application to "in review" with all to do's completed and fully funded was 10-15minutes. Now we are over...
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Anonymous
Anonymous

I am 7 days in on final review with no type of communication. I read how most loans were deposited within 3 days. I haven't been told anything and it says that customer servic...

1.4
#1048965
Reply to reviews
I have an existing loan with lending club that I've been making consecutive payments on for half a year now. The payments come out of my account automatically and they are even taken out a few days before the first of each month (keep in mind, my payments are due ON...
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LendingClub
LendingClub

Hi, thanks for the feedback. We consider a variety of factors to determine your eligibility before inviting you to apply for another loan. We also review your financial profil...

Anonymous
Debbie

I think it means you have not made enough payments on the first loan yet to qualify for another loan. It doesnt mean your six payments were unsatisfactory just not enough of t...

1.0
#1041265
Reply to reviews

Short Review for April 05, 2017, Other

Lending Club
#1030095
1.0
I was "pre-approved" by scammers which I thought was for Lending Club but it was Lending Club USA and I had to shut my account down and everytning. Be careful and stay away from online loans
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Lending Club Loan Review

Lending Club
#1003216
1.0
My total payment would be 3500. Consultant told me that I can pay as low as $25 a month but when I got my bill, my minimum payment is $584. I don't know why they do this otherwise I won't signed up
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Lending Club Loan Review

Lending Club
#987514
4.0
I have used LC twice in the last 3 years. Both times my loan amount was approved in under 7 days (deposited also). I get updates from them atleast once a month. I was unable to get a loan elsewhere so I am glad LC is around. I am actually considering funding some loans myself in the future.
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Nannette Soukal Review

Lending Club
#955528
I had mail sent to me saying I was approved, I want to get help to pay off my credit cards instead they denied me, they are no help, sad.
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I invested $2,500 with lending club as a lender, with an expected return of over 12-14%; their site says historical returns are 5-7%, and my account is currently performing at about 4.5%, and continuing to sink every time I log in, with 25 loans already written off and...
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Anonymous
Anonymous

Hi, we're really sorry you're unhappy with your experience. Unwelcome as they are, defaults happen in consumer credit. That’s why it's important to diversify your portfolio ac...

2.6
#1034350
Reply to reviews
Scam call from san diego.offered to dep 5000 didnt give my acct.they had an app from oct.knew phone email name of bank..but wanted my acct number.THIS WAS NOT LENDING CLUB.ITS A SCAM AND I CANT BLOCK TWO DIFF NUMBERS ! HOW AM I PRE APPROVED NOW IF I WASNT IN OCT.NEVER...
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LendingClub
LendingClub

We're sorry this happened to you and encourage you to report this to authorities, as it appears you were the victim of an ongoing scheme where the Lending Club name is used by...

#1011633
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Beware of the fine print. I received a loan from LC and was given the highest interest rate they had. After struggling to make such a high payment, I contacted lending club to ask if i could do anything to get the loan lowered, maybe refinance to get a lower interest...
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Anonymous
Jenn

I just have 1 question. Did you read your contract? Was your interest rate and payment on there? If you did not read and signed... your bad.If you read and signed knowing ...

LendingClub
LendingClub

Hi laterrya, thanks for the feedback; we'd like to learn more and see if we can help. Could you please contact us at support@lendingclub.com or call 888-596-3157? We're here  ...

1.0
#1001878
Reply to reviews
Lending club representatives are liars The managers lie about content on recorded calls. Filed a complaint with The Consumer Financial Protection Bureau. LC's response was still to deny the true contents of my phone call with a representative. For a payment...
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LendingClub
LendingClub

Hello, Lending Club strives to provide the very best service to all of our customers. We’re sorry we didn’t meet your expectations and appreciate your feedback. We’ll use your...

Anonymous
Anonymous

What did the attorney end up having you do?

#999499
Reply to reviews
I applied and was approved for 100% funded then a few hours later I got an adverse notice stating that I was decline. The adverse notice states “Insufficient number of satisfactory payments on existing Lending Club loan(s)”. The odd factor to this is that I’ve never...
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LendingClub
LendingClub

Hi Jtai_3, sorry to hear about the confusion. Could you please contact us at 888-596-3157? We're here  6:00am–5:00pm PST, Monday – Friday and 8:00am-5:00pm PST Saturday. We'd ...

#998239
Reply to reviews
I received a loan to have dental work done. The amount approved was $2286 which was to be paid to the dentist. I received the bill, for the amount, $2286, with payments of $128 a month for the 18 months, 0% interest., which in itself is $1.00 more that originally set....
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LendingClub
LendingClub

Hi 1brokemom, we'd like to try to help. Could you please contact us at solutions@lendingclub.com or call (800) 630-1663.

1.0
I didn't like
  • Misrepresentation of what they offered
#997473
Reply to reviews
these people don't care anything about actually helping you, after 2 weeks of sending the same documents over and over I finally told them to withdrawal my credit application. Never have I dealt with so much incompetence. Do yourself a real favor and stay away from...
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LendingClub
LendingClub

Hi, we strive to provide the very best service to all our customers. We're sorry you were disappointed and appreciate your feedback.

1.0
#997195
Reply to reviews