Lending Club Complaints and Reviews

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Lending Club
Main address: 71 Stevenson, Suite 300 94105 San Francisco CA
(888) 596-3157, (415) 632-5608, support@lendingclub.com
  • 55+1 mobile complaints
  • $120K claimed losses
  • $2.1K average
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  • 46 minutes ago
  • Financial Scams and Schemes
  • Birmingham, Alabama
  • Pre Approved Loan Offers
  • 19

I did everything they asked and had a credit score of 673 which is average but close to good. I have worked hard to restore my credit and believed them when they said I was "pre-approved". I asked for a minimum debt consolidation amount, and over 40 people agreed to fund me. Then Lending Club erased all the commitments and said my credit was not good enough. I am pissed because I am trying to do... Read more

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  • 2 days ago
  • Loans and Mortgages
  • Investing Plan
  • 215

So after lots of reading reviews & seeking out advice from wiser people we invested $10000 and within 8 months doubled that to 20000. We took a while to pick & choose which filters to apply for our automated investing plan and since then have had an adjusted interest rate of around 11.5%. It does upset you when you see your first delinquency but after a while you get used to them popping... Read more

Was this review helpful? 0 1


  • Sep 19
  • Finances
  • 248

I received one of the offers in the mail and I applied to consolidate debt. I had no problem whatsoever getting approved for 20K I paid off my debt and paid the loan back in 2 months since there is no penalty for paying off early. Then I became an investor, I rolled over 7K IRA acc and in 5 months I have received $315 in interest ( That's not bad at all) I recently applied for another loan and... Read more

Was this review helpful? 1 0


  • Sep 18
  • Loans and Mortgages
  • Stamford, Connecticut
  • Credit Card Charges
  • 241

Don't be scammed with LendingClub. When you apply to credit card, they provide 0% APR for 12 months or so, and points as you spend money. LendingClub? No 0% APR, and yet, actual APR goes up after fees! My situation: I had 705 credit score and APR was 14%. AFTER ORIGINATION FEE, APR JUMPS TO 18% when my chase credit card charges me 12.99% after 12 months with 0%. Also, once the loan is originated,... Read more

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  • Sep 16
  • Financial Scams and Schemes
  • Loan Offers
  • 2
  • 2
  • 1141

I applied on August 28th,confirmed my bank account, confirmed my email, sent pay stubs and then they requested 3 bank statements. I responded quickly. I sent my bank statements on Sept 12th. The same day I went in to my bank to deposit my check so I spoke with a banker there and he pretty much told me that Lending club would come back requesting more info. I spoke with him about different... Read more

Was this review helpful? 9 3


  • Sep 13
  • Loans and Mortgages
  • Loans Underwriting
  • 1
  • 1
  • 719

I was approved right off....submitted everything they ask for, tax returns, W'2's, pay stubs, etc. they verified my bank account, and email, but never received anything, no calls, and no emails... There customer service sucks! They never know what is going on, if you call them, they tell you that you have to start all over again with the loan process. Unless you are desperate, I would try... Read more

Was this review helpful? 4 3


  • Sep 11
  • Loans and Mortgages
  • Westerville, Ohio
  • Positive Experience
  • 703

I requested the amount I needed, in 10 minutes was emailed that my loan was 90% funded, within 24 hours I received a request of documents they needed ( pay stubs, Tax returns, etc) verified my bank account and email and within 5 days I received $28,000 into my bank account..The key is following through with everything they request as soon as possible. I never needed to speak with anyone on the... Read more

Was this review helpful? 4 1


  • Sep 09
  • Financial Scams and Schemes
  • Loan Processing
  • 352

call me so i will tell you how bad was my time with those jokers Vic 503 547 5032 is was so bad after my tax return and all paper works exactly what i was ask i delivered its a big scam stay away 24.5 interest plus $1000 fee to start. then when i call no one knows what is going on with my loan like i say stay far away from dose guys its a scam. i called them every day and no answer i needed yes... Read more

Was this review helpful? 3 3


  • Sep 05
  • Loans and Mortgages
  • Stockton-On-Tees, England
  • Loan Processing
  • 2
  • 2
  • 1605

I am a 55 yr old male in a management position. I applied for a dept consolidation loan to eliminate the number of payments I make each month. I confirmed everything that was asked of me, including my $48,000 annual salary, and confirmed I have no housing expenses. I confirmed my phone number, bank account, e-mail, physical address,place of employment, and Net income. I drew the line when I was... Read more

Was this review helpful? 2 3


  • Aug 26
  • Loans and Mortgages
  • Niagara Falls, New York
  • Peer To Peer Lending
  • 3
  • 3
  • 1368

4 Defaults in the last 2 months, and 3 more coming close. Was good for a year, 2014 has been bad at Lendingclub. It appears, like mortgages, they have all the good borrows they could find and are now giving people loans that shouldn't have them. I had a loan that I went in for $50 that the borrow NEVER paid a dime and walked away from LendingClub with $10k. Same thing happened to a friend at... Read more

Was this review helpful? 6 1
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