Submit ›
  • Customers like
    • Smooth process2
    • Very easy process2
    • Concept of p2p2
  • Customers don't like
    • Five percent origination fee4
    • Useless service4
    • Ridiculous paperwork required3

  • 6 hours ago
  • Loans and Mortgages
  • Saint Paul, Minnesota
  • Loan Offers
  • 22

Lending Club phone reps don't consult with your loan reviewer when you ask questions about the status of your loan, they just keep telling you it will be a few more days and give you the run-around. The rep I talked to even feigned like he was consulting with the loan reviewer and got back on the phone and told me it would be 2-3 buiness days, as we got further into the conversation and I had... Read more

Was this review helpful? 0 0

  • 1 day ago
  • Loans and Mortgages
  • Daytona Beach, Florida
  • Loan
  • 365
  • REVIEW RATING 4/5

Years ago I took a loan thru this group. I made my payments on time and in fact paid it off about 6 mo to a year early. That good history counts for nothing with this group. Not only is it not considered for a future loan (I get it- it's based on interest rates, but shouldn't my good history with them count for anything, it would with my bank and my credit card companies) YOu can't even log... Read more

Was this review helpful? 0 0

I have a 695 FICO and was approved for up to $15k at 28%. Can we say LOAN SHARKS!! Add comment

  • May 18
  • Loans and Mortgages
  • Buffalo, New York
  • Loan Pre-Approval
  • 2
  • 2
  • 2629
  • REVIEW RATING 5/5

I received a letter in the mail indicating I have been pre approved for up to $25,000. Pre approval means just that.. not pre qualify. However when I entered the pre approval code on myinstantoffer.com, the results then said I have been declined. The last I checked, pre approval means just that. I am sure there has been a regulation violated and I will be very upset if there is an inquiry as a... Read more

Was this review helpful? 4 1

  • May 15
  • Loans and Mortgages
  • Columbus, Ohio
  • Loan Application
  • 1
  • 1
  • 2714
  • REVIEW RATING 5/5

They approached us via marketing materials for business capital. We submitted all our documents to find out that they really have to idea on how to evaluate a business and the financials. Stay away, huge waste of time. I would advise a company to go the traditional way and go to the bank. They asked for many documents to only find out they they have no clue as to what a balance sheet is. They... Read more

Was this review helpful? 0 0

  • May 10
  • Loans and Mortgages
  • Positive Experience
  • 1
  • 1
  • 4529
  • REVIEW RATING 5/5

Was immediately pre approved on my 696 credit score and applied for a $21000 loan for debt consolidation 9.97 interest for 3 years. Checked the next morning and loan was 100% funded. My checklist of things to do only consisted of verify email and verify bank account with a small deposit amount. I am assuming they were able to obtain my income etc on their own because I didn't have to provide any... Read more

Was this review helpful? 5 4

  • May 05
  • Loans and Mortgages
  • Loan Pre-Approval
  • 1
  • 1
  • 5852
  • REVIEW RATING 5/5

After being bombarded with mail and email's from this company for pre-approved status loan, I submitted an application. Excellent way to stop any an all contact from Lending Club. After a few auto generated emails immediately after applying and submitting very personal documents, I did not hear anything from them for over 2 weeks. When I called to inquire about the status I was informed that... Read more

Was this review helpful? 8 0

  • Apr 27
  • Banks
  • Central Islip, New York
  • Loan Pay Off
  • 2
  • 2
  • 6863
  • REVIEW RATING 5/5

Horrible customer services! I started to make extra payments to payoff loan early they did not said anything, I paid 75% off my initial debt early; however I lost my job and asked them to reduce my initial minimum payment to the minimum payment of the actual balance I owe them, they wouldn't changed it, they kept reminding me the "contract" I signed. Sometimes the solution is worst than the... Read more

Was this review helpful? 5 6

  • Apr 23
  • Loans and Mortgages
  • Bay City, Michigan
  • Loan
  • 2
  • 2
  • 6927
  • REVIEW RATING 5/5

I was applying for a loan , they put money in my account 3 times and ask that each time i went to walmart did a money gram person to person and send the money back . as they needed to raise my credit score 3 points each time . then the loan amount would be deposited .after waiting hours nothing so i called back they said i need to pay 198.00 moneygram , then the money would be released , so like... Read more

Was this review helpful? 3 4

  • Apr 23
  • Loans and Mortgages
  • San Mateo, California
  • Lender Matching Service
  • 1
  • 1
  • 6578
  • REVIEW RATING 5/5

Applied online using a "lender matching service". Calls start, stating "Your loan has been approved up to $10,000. To avail, please call 415-742-8232." I take a chance, and call. Because I have heard of an actual, Legitimate company named Lending Club. This Unscrupulous individual is using the same name as a real business. The man who answers has a foreign accent. He tries to give me a song and... Read more

Was this review helpful? 0 0

Had an experience with Lending Club?

Write a review
Did not find what you were looking for?
 
×
You are reading about Lending Club.
Filing a new complaint about
×