Lending Club Complaints and Reviews

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Lending Club
Main address: 71 Stevenson, Suite 300 94105 San Francisco CA
(888) 596-3157, (415) 632-5608, support@lendingclub.com
  • 46+1 mobile complaints
  • $120K claimed losses
  • $2.5K average
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  • Aug 26
  • Loans and Mortgages
  • Niagara Falls, New York
  • Peer To Peer Lending
  • 3
  • 3
  • 376

4 Defaults in the last 2 months, and 3 more coming close. Was good for a year, 2014 has been bad at Lendingclub. It appears, like mortgages, they have all the good borrows they could find and are now giving people loans that shouldn't have them. I had a loan that I went in for $50 that the borrow NEVER paid a dime and walked away from LendingClub with $10k. Same thing happened to a friend at... Read more

Was this review helpful? 2 0

  • Aug 25
  • Loans and Mortgages
  • Denver, Colorado
  • Positive Experience
  • 431

After reading some of the reviews, I thought there would be no way I could get approved for a $20,000 loan with a 680 Credit Rating, debt to income of 33%, and salary around 90k. I applied on a Monday and over 300 investors funded my loan right away (my loan grade was a C1). They called on Wednesday to verify some items such as address, employment history. I was expecting to have to scan in... Read more

Was this review helpful? 5 1

  • Aug 22
  • Loans and Mortgages
  • Income Tax
  • 1
  • 1
  • 266

Then i would like to know how you guys can tell me that my income tax does not match, bull ***. Yes it does. We did mess up but we got it all straighten out back in Feb 2014. Another company approved us, but we did not want to pay a higher %. This company had no problem with our taxes. You guys could not even tell us, we log in and it said REMOVED. Wow what very very bad customer service. I even... Read more

Was this review helpful? 0 9

  • Aug 20
  • Loans and Mortgages
  • Española, New Mexico
  • Loan Approval
  • 2
  • 2
  • 427

I received a pre-approval for a loan from Lending Club back in May 2012 and decided to try it out to consolidate some debt. I was approved for 23K, and I have to say it was the most painless experience ever. I had my funds in my account within two days. Their team of employees are also extremely professional and work with you when you have to make some adjustments to your payment with regard to... Read more

Was this review helpful? 3 1

  • Aug 06
  • Loans and Mortgages
  • Positive Experience
  • 3
  • 3
  • 778

APPLIED FOR A PERSONAL LOAN TO CONSOLIDATE MY CREDIT CARDS. PROCESS WAS FAST AND PAINLESS. HAD THE FUNDS IN MY CHECKING ACCOUNT IN LESS THAN A WEEK. HAD I KNOWN IT WOULD BE THAT EASY, I WOULD HAVE REQUESTED FOR A LARGER LOAN. WOULD RECOMMEND TO ANYONE. THINK IT HELPS TO HAVE AN EXCELLENT CREDIT RATING THOUGH. THEY VERIFIED MY BANK ACCOUNT; EMPLOYMENT; TELEPHONE NUMBERS; EMPLOYMENT AND SOME OTHER... Read more

Was this review helpful? 7 3

  • Jul 30
  • Loans and Mortgages
  • Pre Approved Loan
  • 3
  • 3
  • 1083

After receiving a "Pre Approved" offer from Lending Club for a personal loan, I executed the offer and was mislead about the offer and at the same time they never even had the decency to contact me and give me an explanation as to why the Pre Approved offer was denied. I have perfect credit, I do not have a late payment on my credit nor do I have anything derogatory on my credit that would hinder... Read more

Was this review helpful? 4 4

  • Jul 17
  • Loans and Mortgages
  • New York, New York
  • Payment Process
  • 2
  • 2
  • 914

Dumbest company in America. They require you to verify bank accounts. So they make a deposit and you confirm it. They take the money back. However they never took the payment. I was contacted by their collection agency and told them I prefer to deal with you in court. I have filled complaints with the NY state AG office. They haven't contacted me or attempted to take the money from my... Read more

Was this review helpful? 0 1

  • Jul 11
  • Cash Services
  • Tampa, Florida
  • Loan Account
  • 2
  • 2
  • 940

I applied for a loan with Lending Club they told me that they could put the funds in to my account. Since my account was not a personal account they told me that it was a problem. They then told me that if can load 175.00 on to a reload card that they would send the funds to a western union. After I did that they told Me I had to pay another 396.89 for the charges for sending the funds to a... Read more

Was this review helpful? 2 7

  • Jul 08
  • Loans and Mortgages
  • Millville, New Jersey
  • Personal Loan
  • 3
  • 3
  • 981

I recently applied for a personal loan through the lending club and need help with some questions on whether or not I was scammed. The guy called and told me I was approved for a loan of 1500. In order to receive my money I had to pay a fee of 150. After I paid the 150 like he suggested they claimed there was a problem wiring the money to my account. He the told me I could have it sent Western... Read more

Was this review helpful? 2 0

  • Jul 07
  • Investment Brokerage
  • Hollywood, Florida
  • Investor Scam
  • 2
  • 2
  • 1132

This happened to me several times and thus caused me to cease doing business with lending club. They have the WORST custoemr service ever and will not own up for their mistakes and are so dumb they lost a valued customer over a measly $10. Here is what happened. I am an investor with Lending club who uses their trading platform. I had listed a brand new note which was recently issued to me face... Read more

Was this review helpful? 5 3
 
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