2.6
  • Helpful telephone representatives1 votes
  • Responsiveness to questions1 votes
  • Very easy process1 votes
  • Five percent origination fee2 votes
  • Ridiculous paperwork required1 votes
  • Lc refinancing gouges lenders1 votes
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  • 1 day ago
  • Financial Scams and Schemes
  • Tucson, Arizona
  • P2P Lending
  • 274
  • REVIEW RATING 4/5

I have become aware that LC is targeting existing borrowers to refinance their loans, sometimes within a few months. Apparently they get a new origination fee from the borrower, nice for them and sucky for the borrower, but they also rip off the lenders. We pay 1% of whatever LC receives as a management fee. This is reasonable if the note is going to run for a while and we can cover the fee... Read more

Was this review helpful? 0 1

  • Feb 09
  • Loans and Mortgages
  • Clarion, Pennsylvania
  • Cancellation Policy
  • 1
  • 1
  • 3619
  • REVIEW RATING 5/5

"hidden origination fee" they regret to inform you about until they deposit the money in your account. I guess its in the fine print. Lost $750 off the top that they would not refund or cancel my loan. customer service gives generic answers, and in no way really cares or tries to help. On top of it they gave me a 29% interest rate. Went with another company after that fact after losing $750... Read more

Was this review helpful? 11 1

  • Jan 30
  • Loans and Mortgages
  • Belchertown, Massachusetts
  • Loan Solicitation
  • 1
  • 1
  • 5266
  • REVIEW RATING 5/5

I had rec'd a lending club solicitation. I filed an application and was pleased at the ostensible positive response. Requiring "just 3 more steps including verification of income which I promptly sent in. Shortly after I noticed that my "loan status" was removed. When I called I was told that in fact I was denied due to a "public record" (tax lien) going back to 2004........(since satisfied). My... Read more

Was this review helpful? 3 3

  • Jan 30
  • Financial Scams and Schemes
  • Southaven, Mississippi
  • Interest Loans
  • 1
  • 1
  • 4745
  • REVIEW RATING 5/5

I tried working with this company for a $28,000 loan and they kept asking for different documents for over a week. The last straw was when they began requesting documents I had ALREADY SENT! The operators are clueless as to the inner workings and they will not allow you to talk directly to the reviewers. Their "review team" is obviously not carefully reviewing their accounts. I believe they are... Read more

Was this review helpful? 3 4

  • Jan 25
  • Loans and Mortgages
  • Pleasanton, California
  • Loan
  • 1
  • 1
  • 4313
  • REVIEW RATING 5/5

don't use Lending Club there a scam I watched as my cousin lost $150 after they told him he needed to get this special card to pay for some insurance for the loan!!! I don't know how this company is going along so long without being reported Read more

Was this review helpful? 4 6

  • Jan 03
  • Loans and Mortgages
  • Longmeadow, Massachusetts
  • Positive Experience
  • 1
  • 1
  • 9712
  • REVIEW RATING 5/5

We were pre-approved quickly, and once the final documentation was completed the money was wired into our account as agreed. We are in repayment by autowithdrawal from our savings account. No issues at all, I would use them again if I ever needed to. Great rate, great service, and I have to say everyone we dealt with from the beginning of the process right through the end was nothing but... Read more

Was this review helpful? 11 8

  • Dec 15, 2014
  • Loans and Mortgages
  • Brownsville, Pennsylvania
  • Loan
  • 10
  • 10
  • 12586
  • REVIEW RATING 5/5

Terrible service i was in dire need of the loan they pre approved promised.. To save my credit and give me some extra funds and they trapped me in between.. First a day before i got the documents they required they took my loan status off when they shouldn't of cause it takes time to go thru to get the documents... Then they said just cause the person couldn't get ahold of me on the number.... Read more

Was this review helpful? 14 41

  • Dec 06, 2014
  • Loans and Mortgages
  • Chicago, Illinois
  • Origination Fees
  • 2
  • 2
  • 9577
  • REVIEW RATING 5/5

Please investigate before using lending club. The origination fee is insane and I ended up paying more then I received at payoff after 1 month. This surely was a rip off. Shame on them for misguiding people that needed help. The Gov'mt should look into this more. Read more

Was this review helpful? 10 12

  • Dec 01, 2014
  • Loans and Mortgages
  • Harrison, Ohio
  • Loan
  • 1
  • 1
  • 9288
  • REVIEW RATING 5/5

When I started to make extra payments to payoff loan early the payments don't post to account in timely manner, if an extra payment made to close to regular payment neither post and put account delinquent. Had to call to fix, not easy to do. Made final Payment 11/21 still not posted on 12/1 called To fix and representative was going to take another payment from me even though the account was paid... Read more

Was this review helpful? 13 5

  • Nov 28, 2014
  • Loans and Mortgages
  • Brooklyn, New York
  • Loan Application
  • 1
  • 1
  • 9500
  • REVIEW RATING 5/5

I applied and when they called to finalize the deal , he asked me for my pin to my bank account . I then told him I could not give him that info. He became angry and told me to suck his #%€£. I read that they were legit but they are not . It's a scam. . Please don't fall for it . Read more

Was this review helpful? 5 18

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